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Wearable Stress Scores Compared: Garmin vs WHOOP vs Oura vs Samsung vs Apple Watch (2026)

  • Writer: Ryan - Kygo Health
    Ryan - Kygo Health
  • May 7
  • 9 min read

Updated: May 14

Last Updated: May 14, 2026

Five wearable devices: three smartwatches, one fitness ring, and a blue fitness band on a black background. Representing Kygo Health's blog on how wearable brands track stress.

Your Garmin says 72. Your friend's WHOOP says 1.8. Your partner's Oura says "High." All three claim to measure stress. None of them agree, and none of them are wrong.


That's because wearable stress scores aren't measuring stress. They're measuring physiological arousal: shifts in your autonomic nervous system that happen when your body reacts to something. The trigger could be anxiety, excitement, caffeine, a cold shower, or digestion after a big meal. No consumer device can tell the difference. A 2024 JMIR meta-analysis found multi-signal devices (HRV + EDA + skin temperature) reach roughly 82% accuracy detecting arousal in controlled lab settings. Single-signal HRV-only devices hit about 77%. Real-world accuracy is consistently lower for both.


So what separates these devices? The sensors they use, how they score you, and what actually moves the number. We broke down all 10 and built an interactive Stress Factor Explorer to go deeper on every signal and factor by device.


Which Device Measures What

Not every wearable uses the same sensors or even offers the same features. This is the comparison that matters most.

Device

Daytime Stress

Recovery Score

EDA Sensor

Skin Temp

SpO2 in Stress

Resp Rate in Stress

Exercise vs. Stress

Membership Required

Garmin

Yes

-

-

-

-

-

-(pauses)

-

Samsung Galaxy Watch

Yes

-

Yes

-

-

-

-

-

Google Pixel Watch

Yes

-

Yes

Yes

-

-

Yes

-

Fitbit Sense 2*

Yes

-

Yes (cEDA)

Yes

-

-

Yes

-

WHOOP

Yes

Yes

-

Yes

Yes

Yes

Yes (motion-aware)

Yes (Peak/Life)

Oura Ring

Yes

Yes

-

Yes

-

-

Yes

-

Apple Watch

No native

No native

-

-

-

-

-

-

COROS

Yes

-

-

-

-

-

-

-

Amazfit

Yes

-

-

-

-

-

-

-

Polar

- (overnight only)

Yes

-

-

-

Yes

-

-

Three things stand out.

  • Only Samsung, Pixel Watch, and Fitbit Sense 2 use continuous EDA alongside HRV, which captures a direct sympathetic nervous system signal that HRV alone misses. (Other Fitbit models like the Charge 5/6 have spot-check EDA only, and models like Versa 4 and Inspire 3 have no EDA at all.

  • All Fitbits calculate a Stress Management Score, but the inputs vary by model. See our full Pixel Watch and Fitbit stress breakdown for model-by-model details.)

  • WHOOP is the only device pulling from five signals (HRV, HR, respiratory rate, skin temp, SpO2), but its stress monitor is locked behind a premium membership. And Apple Watch tracks the raw data but has no native stress score at all.


How Each Device Scores Stress

Every brand uses a different scale, different algorithm, and different baseline. This is why a Garmin 60 does not equal a WHOOP 1.5.

Device

Scale

Signals Used

Algorithm / Approach

Garmin

0–100 (0–25 rest, 26–50 low, 51–75 med, 76–100 high)

HRV, HR

Firstbeat Analytics. RMSSD-based. Samples every few minutes. Pauses during exercise. Body Battery (0–100 "energy" tank) drains with stress/exertion and recharges with rest. Optional 3-min chest-strap HRV Stress Test uses ECG-derived R-R intervals for training-readiness decisions. Elevate Gen 5 sensor (2023+) on Fenix 8, FR 965, Venu 4.

Samsung Galaxy Watch

0–100

HRV, HR, EDA

BioActive Sensor (3-in-1: PPG + ECG + BIA). GW7/Ultra added AGEs Index (metabolic aging from processed/sugary foods) + Energy Score. GW8/GW8 Classic (July 2025) added Vascular Load (overnight PPG waveform analysis, requires 3+ nights in 14 days) + Antioxidant Index (skin carotenoid scan, GW8 only). Note: AGEs/Vascular Load/Antioxidant Index reflect chronic metabolic stress, not acute stress score inputs.

Google Pixel Watch

Body Response alerts + 1–100

HRV, HR, EDA, Skin Temp

cEDA (continuous EDA) + ML model across 4 signals. Builds baseline over first month. Distinguishes exercise from stress.

Fitbit Sense 2*

Body Response alerts + 1–100

HRV, HR, EDA, Skin Temp

Same cEDA tech as Pixel Watch. Daily score from 12 metrics across 3 categories: exertion balance, sleep patterns, responsiveness. Other Fitbit models (Charge 5/6, Versa 4, Inspire 3) use fewer signals.

WHOOP

Stress 0–3 / Recovery 0–100%

HRV, HR, Resp Rate, Skin Temp, SpO2

lnRMSSD (log-transformed RMSSD) vs. 14-day personal baseline. HRV measured during deepest sleep for Recovery. Motion-aware Stress Monitor requires Peak/Life membership. Feb 2026 algorithm overhaul improved motion-artifact filtering for HR accuracy.

Oura Ring

Low / Med / High + trend

HRV, HR, Skin Temp, Sleep Metrics

3 layers: Daytime Stress (real-time HRV), Resilience (5 levels, 14-day baseline), Cumulative Stress (31-day scan, 21-31 day baseline, developed with Univ. of Southern Denmark). Finger-based PPG reads arterial signal with less motion noise than wrist.

Apple Watch

No native score

HRV (SDNN, not RMSSD), HR

No native stress feature in watchOS 11. HRV sampled as SDNN every ~4 hrs by default (every 2 hrs with Irregular Rhythm Notifications, every 15 min with AFib History). Third-party apps (Athlytic, Welltory, Livity) compute scores; Athlytic and HRV4Training derive RMSSD from raw R-R intervals.

COROS

0–100

HRV, HR

HRV + HR every 5 min vs. individual baseline. Endurance athlete focus.

Amazfit

0–100

HRV, HR

RMSSD-based HRV + proprietary model. Auto-measures every 5 min.

Polar

ANS Charge (−10 to +10)

HRV, HR, Resp Rate

Nightly Recharge only (overnight, first ~4 hrs of sleep). Measures recovery from prior day. No daytime stress score.


Why Scores Don't Compare Across Brands

This is the most common mistake people make.

Reason

What It Means

Different scales

Garmin: 0–100. WHOOP: 0–3. Oura: Low/Med/High. Polar: −10 to +10. The numbers aren't on the same axis.

Different signals

A 4-signal score (Pixel Watch) incorporates data a 2-signal score (Garmin) can't see. Adding EDA and skin temp changes what gets detected.

Different baselines

Most devices compare against a personal baseline: 14-day for WHOOP, first-month for Pixel Watch/Fitbit, 14-day for Oura Resilience, 21-31 day for Oura Cumulative Stress, 28-day for Polar, 60-day for Athlytic on Apple Watch. Your "normal" is calibrated to your history, not a universal standard.

Different timing

Polar only measures overnight. Garmin pauses during exercise. Oura runs continuous daytime stress but rolls up cumulative stress daily.

Proprietary algorithms

Each algorithm is a black box. Two devices reading the same raw HRV data will produce different scores.

The practical takeaway: pick one device, track trends within it over time, and don't compare your numbers to someone wearing a different brand. The trend matters. The absolute number does not.


What Signals Are Behind Every Stress Score

Every wearable stress score starts with one or more physiological signals. Here's what each one captures and which devices use it.

Signal

What It Measures

Used By

HRV (RMSSD / SDNN)

Parasympathetic nervous system activity via beat-to-beat heart rate variation. Primary driver for most devices. All use RMSSD except Apple Watch, which uses SDNN (total autonomic variability). WHOOP uses lnRMSSD (log-transformed).

All 10 devices

Heart Rate

Sympathetic activation via elevated resting or real-time HR. Secondary driver.

All 10 devices

EDA (Electrodermal Activity)

Sympathetic NS activation via skin conductance. Detects arousal directly, but cannot distinguish positive from negative.

Samsung, Pixel Watch, Fitbit Sense 2 (continuous); Fitbit Charge 5/6 (spot-check)

Skin Temperature

Peripheral vasoconstriction (stress drops skin temp) and circadian patterns. Major confounder: ambient temperature.

Pixel Watch, Fitbit Sense 1/2, WHOOP, Oura Ring

Respiratory Rate

Autonomic state via breathing rate changes. Stress and illness both raise it.

WHOOP, Polar

SpO2 (Blood Oxygen)

Respiratory and cardiovascular recovery status. Drops at altitude, with sleep apnea, or illness.

WHOOP

Sleep Metrics

Sleep architecture as an input to cumulative stress and recovery calculations.

Oura Ring

More signals generally means better accuracy. But no combination on any consumer device can tell whether you're stressed, excited, caffeinated, or cold. This is a physiological limitation of the autonomic nervous system, not an algorithm problem.


What Actually Moves Your Stress Score

Because most devices rely primarily on HRV and heart rate, the factors that move your stress score are largely the same across brands. The difference is whether additional sensors (EDA, skin temperature, SpO2) pick up things HRV-only devices miss.


Factors that improve stress scores (lower stress / better recovery)

Factor

Mechanism

Effect Size

Consistent sleep (7–9 hrs)

Restores parasympathetic dominance, increases vagal tone

15–30% HRV improvement within 4 weeks (Frontiers in Physiology, 2024)

Aerobic exercise (150 min/wk)

Enhanced cardiovascular fitness and vagal tone

Significant long-term HRV increase (PMC8950456)

Meditation / breathwork

Activates parasympathetic NS, slows respiration rate

Acute and chronic HRV improvement (Frontiers in Physiology, 2024)

Healthy body weight

Restores sympathovagal balance, reduces sympathetic activation

Increases parasympathetic activity (Frontiers in Physiology, 2024)

Adequate hydration

Maintains blood volume, reduces cardiac strain

Moderate effect on HRV (PMC9549087)

Cold exposure (controlled)

Triggers vagus nerve via dive reflex

Acute vagal stimulation (Marathon Handbook, 2026)


Factors that worsen stress scores (higher stress / worse recovery)

Factor

Mechanism

Effect Size

Alcohol (even 1 drink)

Suppresses parasympathetic activity directly

RMSSD drops ~2ms/drink; 3+ drinks = up to 13ms drop for 2–5 days (Frontiers 2024)

Sleep deprivation

Shifts autonomic balance toward sympathetic dominance

Significant acute HRV reduction (Frontiers in Physiology, 2024)

Overtraining without recovery

Excessive physical stress suppresses parasympathetic tone

Progressive HRV decline (PMC8950456)

Chronic psychological stress

Sustained sympathetic activation suppresses vagal tone

Sustained RMSSD/SDNN reduction (PMC9974008)

Illness / inflammation

Immune response activates sympathetic NS

Significant HRV drop during acute illness (Frontiers in Physiology, 2024)

Excess caffeine

Overstimulates sympathetic nervous system

8–12% HRV drop in sensitive individuals (PMC11284693)

Sedentary lifestyle

Deconditioned heart works harder at rest

Most common cause of elevated resting HR (Hackensack Meridian Health)

For every factor broken down per device with direction, magnitude, and sources, explore the Stress Factor Explorer.


If you want to go deeper on HRV specifically, we ranked all 44 HRV factors by evidence strength in a separate post.

Track what's behind your stress score. Download Kygo on iOS or Android and start connecting your nutrition to your wearable data.


The EDA Difference: Samsung, Google, and Fitbit

Three devices use electrodermal activity (EDA), a signal that measures sympathetic nervous system activation through changes in skin conductance. This is fundamentally different from HRV. While HRV measures your rest system backing off, EDA measures your fight-or-flight system firing up directly.

EDA Factor

Direction

Mechanism

Emotional arousal (anxiety, fear, anger)

↑ Increases stress reading

Sympathetic NS triggers eccrine sweat glands

Cognitive load / mental effort

↑ Increases

Mental exertion activates sympathetic NS

Sensory stimulation (loud sounds, surprise)

↑ Increases

Startle/orienting response

Ambient heat + humidity (confounder)

↑ Increases

Thermoregulatory sweating, not emotional

Excitement / positive arousal

↑ Increases

EDA cannot distinguish positive from negative arousal

Relaxation / meditation

↓ Decreases

Parasympathetic activation reduces sympathetic drive

Cool ambient temperature

↓ Decreases

Less thermoregulatory sweating


Google Pixel Watch and Fitbit Sense 2 use continuous EDA (cEDA), tracking all day on the wrist. This was the first consumer all-day EDA implementation (2022). The Fitbit Charge 5 and Charge 6 also have EDA, but only as a 90-second spot-check (not continuous). Samsung uses spot-check EDA via its BioActive sensor, with enhanced continuous tracking on the Galaxy Watch 8.


How Accurate Are Wearable Stress Scores?

This is where most wearable marketing falls apart.

Finding

Detail

Source

Multi-signal accuracy

~82% for HRV + EDA + skin temp combined

Single-signal accuracy

~77% for HRV alone

Lab-to-real-world gap

Models trained in controlled stress tests lose meaningful accuracy in daily life. The field's biggest unsolved problem.

Arousal, not stress

EDA and HRV cannot distinguish positive from negative arousal. Physiological limit.

Subjective vs. physiological

Self-reported stress often does not track with cortisol or HRV changes

Cross-user generalization

Real-time prediction works, but models are person-specific. Cross-user generalization is poor.

TSST reproducibility

Across 171 studies (n=8,452), the Trier Social Stress Test produces robust cortisol + cardiovascular + sympathetic responses, making it the reference protocol for lab stress induction

Consumer device reproducibility

Reproducing lab-grade stress detection on consumer wearables remains difficult. Algorithm results don't transfer cleanly across devices.


Device-specific sensor accuracy

Device

HRV Finding

HR Finding

Source

Apple Watch Series 9 / Ultra 2

SDNN underestimated by 8.31 ms vs. Polar H10 chest strap; MAPE 28.88%; failed ±10 ms equivalence

RHR MAPE 5.91%, MAE 3.73 bpm, mean diff -0.1 bpm

Apple Watch Series 6+

N/A (meta did not aggregate HRV)

BPM MAPE 1.16%-6.46%; limits of agreement -3.68 to 2.59 bpm

WHOOP 4.0

Day-to-day lnRMSSD variability within or below reference protocol range

Strong agreement at rest; degraded with motion (pre-Feb-2026 update)

PMC9505647 (Olympic water polo, n=14); PMC8160717

There is no single gold standard for measuring "stress." Researchers use the Trier Social Stress Test (TSST) for inducing acute stress, salivary cortisol for biochemical measurement, and 12-lead ECG-derived HRV for autonomic measurement. Consumer wearables approximate these with wrist-based PPG sensors, which introduces noise compared to lab-grade equipment.


For a detailed breakdown of how accurate each wearable's raw sensor data actually is across 17 peer-reviewed studies, that comparison goes deeper.


Connecting Stress Scores to Causes

Your stress score tells you something happened. It doesn't tell you what caused it.


If your score spikes on a Tuesday afternoon, it could be a tense meeting, your third coffee, dehydration, or five hours of sleep the night before. The score alone can't differentiate. The only way to connect the output (stress score, HRV, recovery) to the input (nutrition, caffeine, sleep, hydration) is by tracking both sides.


Kygo connects to your wearable (Oura, Apple Watch, Garmin, Fitbit, or WHOOP) and layers food logging, caffeine timing, and meal data on top of your biometric readings. The correlation engine analyzes patterns across days and weeks to surface connections like "Your afternoon stress scores average 15 points higher on days you skip lunch" or "Your recovery drops 12% on nights following 3+ drinks."


Instead of guessing why your HRV dropped, you see the pattern in your own data. Explore every factor by device in the Stress Factor Explorer, or start tracking at www.kygo.app.


Ready to see what's actually moving your numbers? Download Kygo on iOS or Android.


Deep Dives by Device

Want the full breakdown for your specific wearable? Each post covers the unique signals, algorithms, and factors for that device:


Disclaimer: Kygo is a personal data aggregation and insights platform designed for informational purposes only. The information provided by Kygo, including correlations, patterns, and trends identified in your data, does not constitute medical advice, diagnosis, or treatment. Always consult a licensed healthcare provider with any questions regarding medical conditions.


What does your stress score usually look like? Have you noticed patterns between certain habits and your numbers? Share your experience.

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© 2025 by KYGO Health LLC Kygo Health LLC is not intended to diagnose, treat, cure, or prevent any disease. The information provided is for educational purposes only and is not a substitute for professional medical advice. Consult your physician before making any health decisions.

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